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Commercial Loan Checklist

The following list will help you identify the types of information a banker will need to make an informed decision about your business:

  • Three years income tax and financial statements

  • Year-to-date profit & loss and balance statement

  • Personal finance statements

  • Projected cash flow statements for next 12 months

  • Pro forma for next 12 months / length of loan

  • Federal and state tax information

  • Collateral sheet

  • Well written business plan
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