Certificate of Eligibility

A veteran who doesn't have a certificate can obtain one easily by completing VA Form 26-1880.

Eligibility Requirements

Veterans who served on active duty and were discharged under conditions other than dishonorable, during World War II and later periods are eligible for VA loan benefits.

Eligibility Questions

Answers to commonly asked questions about VA loan eligibility.

Financing Benefits

More than 29 million veterans and service personnel are eligible for VA financing. Even though many veterans have already used their loan benefits, it may be possible for them to buy homes again with VA financing using remaining or restored loan entitlement.

VA Loan Purposes

To buy a home, build a home, simultaneously purchase and improve a home, etc...

Obtaining a VA Loan

The CRV (certificate of reasonable value) is based on an appraiser's estimate of the value of the property to be purchased.

VA Loan Costs

A basic funding fee of 2.0 percent must be paid to VA by all but certain exempt veterans. A down payment of 5 percent or more will reduce the fee to 1.5 percent and a 10 percent down payment will reduce it to 1.25 percent.

Restoration of Entitlement

Veterans who had a VA loan before may still have "remaining entitlement" to use for another VA loan.

VA Loan Questions & Answers

Answers to commonly asked questions about VA loans.

VA Office Locations

VA has provided toll free numbers for the convenience of veterans and dependents.