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 Home Ownership Talk
  Homeownership Talk is your one stop for all your homeownership education and news. Your home is they to your financial future. Understanding how to buy and maintain your home can make the difference between building wealth or facing the nightmare of foreclosure.

The host of Homeownership Talk, is Fair Housing Advocate and Talk Show host, Shirin. She has been dedicated for over 8 years to protecting consumers when they buy or refinance their homes.
 
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 Foreclosure Protection
  Q: How to Avoid Foreclosure
The guidance below is applicable to homeowners with FHA Insured loans. While a good deal of this information may apply to all homeowners in danger of losing their homes, not all of the foreclosure avoidance tools mentioned may be available to you if you have a VA or conventional loan. Additionally, HUD/FHA does not have any Loss Mitigation oversight over VA or conventional loans....   

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 Latest Blogs
  SAVE MONEY ON GAS!
  Americans can take charge of conserving fuel. Here are some tips to help you save money and the environment.

ENGINE WARM-UP

1. Avoid prolonged warming up of engine, even on cold mornings - 30 to 45 seconds is plenty of time.
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  Senate Passes Landmark Housing Bill; Industry One Step Closer to Recovery
  WASHINGTON, D.C. - Senators Chris Dodd (D-CT) and Richard Shelby (R-AL), Chairman and Ranking Member of the Senate Committee on Banking, Housing and Urban Affairs, announced that the Senate passed the Housing and Economic Recovery Act by a vote of 72-13.

This legislation is expected to help hundreds of thousands of Americans who are struggling to keep their homes, as well as countless homeowners and communities who are already experiencing the devastating effects.
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 Mortage - Different Types
  Your Mortgage…A Key To Wealth Building
A mortgage is a loan secured by Real property. When you take out a mortgage you are financing the cost of your home over a set amount of time. The mortgage you choose is a key factor in building your home’s equity. It is here that takes place. Most consumers are in higher interest rates on their mortgages than they qualify for causing them to loose billions of dollars each year combined Equity. Your will closely work with you to ensure you are in the best mortgage for your current financial situation, you have received all of your loan options in writing and that there are no excess junk fees charged to you in order complete your home loan transaction.
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 Interest rates
NATIONALOVERNIGHT AVERAGES TODAY +/- LAST WEEK
30 yr fixed mtg 5.89% 6.09%
15 yr fixed mtg 5.22% 5.49%
5/1 ARM 5.70% 5.35%
30 yr fixed jumbo mtg 7.05% 7.04%
5/1 jumbo ARM 6.22% 6.11%
 Latest Homeownership News
Mortgage Articles
  Saving The American Dream Foundation has been set up to help the millions of americans that will face foreclosure.
     
 
 
     
  Credit is the key to saving money on your home loan by getting the best interest rate.
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  When taking on home improvements keep in mind some improvements will add more value to your home than others.
Before you begin read more....
     
 
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